Brisbane’s Trusted Mortgage Broker Since 1991
PFC Mortgages is a licensed, qualified mortgage broking team based in Brisbane, helping first-home buyers, upgraders and investor loans secure well-structured home loans.
We compare borrowing capacity and products across 32+ lenders to recommend options that fit goals, timelines and cash flow.
Whether you want to buy a first home, upgrade, or invest in real estate, our team can help you achieve your dreams.
Accreditation & licence: MFAA-accredited broker. Australian Credit Licence 388924.
Our Process
1. Tell us about you
We’ll need some details from you first to get to know your situation.
2. We'll crunch the numbers
Our brokers will compare your home loan borrowing capacity across dozens of lenders – obligation-free.
3. Get your borrowing capacity
We’ll send you a report that reveals which banks will lend you the most (it changes almost weekly).
4. Apply
If you’re ready to apply, one of our mortgage brokers can organise a home loan pre-approval or application for you.
Meet Our Director
Steve Lowe
Director
Hi. I’m Steve.
I’m jumping out on a limb here, because I want to let you know…
I’ve been a mortgage broker in Brisbane and South East Queensland Since 1991. I’ve gained a lot of experience in helping people, and I’ve learned a lot. Like, the bank is always going to sell you their credit card, even if you don’t need it, its not my job to give you something you don’t need. So far, it’s been a great 30 years as a broker, and I’ve helped so many people with their mortgages. See some of our reviews.
After so many years of seeing banks, brokers and online lenders fail their clients, I said to myself, I’m going to be different. I’m going to break the cycle, and start a company that provides great service and super low rates.
I like to think of myself as the Luke Skywalker of mortgages. Fighting evil banks, helping people around me, just trying to make a real difference.
Our Service Promise Sets Us Apart. We know our service is next level. But we aren’t going to constantly just say it; we’ll give you a real service commitment up front. What we’re going to do for you, and how it all works. It’s our service promise, and you can read about it here.
No Fees, Super Low Rates. We said it once (well, maybe we say it more than once), and we’ll say it again. Our services are totally free, and you’ll get the lowest rates possible. It’s true! The best of both worlds. Remembering that its not always the lowest interest rate that is best for you.
Real Understanding, Real Advice. When we work on your mortgage, you get real answers. True Understanding. Like, why you got that interest rate, or why you were approved or declined. In easy to understand terms.
Try us. On each of our calls, we generally end off with – “do you have any
more questions?”. It’s all part of our service promise to you.
Educating You. One of my main missions is to educate Queenslanders about mortgages, and the mortgage industry.
Why We’re Doing It. My team and I want the best for the people around us. We care for our clients, whomever they are, wherever they’re from. Everyone gets the best of us, because that’s what we want to be putting out to the world. So go ahead, try us.
Book your consultation, all it will cost you is a cup of coffee and a small amount of time to chat further on how we can help find the right loan for you. Book your consultation now.